And then one day the credit card statement comes in and it suddenly feels like you are experiencing a major hangover. You desperately try to remember when and why you purchased some of the stuff listed on your credit card statement and the figures are nauseating and you are thinking: shit, this sucks ass! And then there’s the interest rate.

Now you have got to pay off your debt at least a minimum amount every month. But wait, it seems like nothing is happening and… is it…?

Yes, chances are your debt hasn’t budged at all or you get even deeper into credit card debt and soon you will most likely be buried alive by it. Talk about death by debt. And here is why:

BTW I love this Mastercard commercial rocks!

Imagine you’re running late for work and as your shitty luck would have it, you get caught in rush hour traffic.  Great!

And you have an important meeting to attend too. Aren’t you one lucky bastard?

We all know – well, drivers at least – how much traffic sucks, especially rush hour traffic. Getting stuck in traffic that moves about an inch every half hour or so could be a real test on someone’s patience; it’s really hard to keep your temper in check when you are stuck in a traffic jam.  Check this dude here in an unbelievable traffic rage!

The clock seems to be ticking slowly, you’re bored with nothing to do and as humorous as it is to watch people inside their cars pick their nose or do gross and/or weird things, it gets old really fast and it is just plain disgusting.  Rush hour traffic sucks because it also decreases productivity and the best we could probably do is try to be productive and do as much (or as little) as we can within the small space of our cars. But then we also have this thing called traffic safety.

Crap, there’s really no getting around it, is there? So maybe we’ll settle for listening to the radio while we wait and try hard to get our mind off our leg cramps and the hell that is rush hour traffic. Maybe next time you’ll think about going green and riding a bike to work, hmm?

Unless you’re a computer whiz, you pick that phone up and call your internet technical support to help you solve your problem. But that may as well be useless too because majority of internet technical support sucks. Either they have very little knowledge as to what they are doing, or they have absolutely no clue at all and are practically robots speaking from a script they were required to memorize during training and that the best way they can help you is by asking you to do all the things you have probably already figured you should do; like plugging your computer (DUH?!) or resetting the modem and tedious shit like that.  And if they have exhausted their script and things that could possibly be done, they finally admit defeat by transferring you to someone who might actually be able to help you. Or just flood you with techie words such as power cycle, DNS, TCP/IP, bit rate, etc so you just quit. By now you probably want to reach in the phone and wring the guy’s neck on the other end.

Another reason why internet technical support sucks is the waiting. They make you wait hours on end because according to them, you called during peak hours and that’s why they’re making you wait. For all you know, they’re just purposely making you wait while they finish a game of solitaire; and if it’s really your lucky day, you might even get disconnected from the call while you are being made to wait and have to call back and start hell over again. Yes, internet technical support definitely sucks!

Psychiatric disorder or not, pedophilia and pedophiles suck. For those still living under a rock, pedophilia is a type of sexual deviation wherein an adult creep fantasizes and/or engages in sexual acts with prepubescent children.

How to spot a pedophile:

• They seem to look like normal people, but they usually sport a pedosmile; something that looks like this:

These pedophiles suck and how about that? They’re both sporting the pedosmile! Elby Jessie Hars (left) is a convicted child sex offender and is still at large. Weldon Marc Gilbert (right) is on trial for raping multitude of young boys and producing child pornography.

• Pedophiles tend to show unusual interest in children and are usually generous in giving treats or gifts. They also lurk in places full of children, ready to bait innocent kids with candies and stuff.

• They sparkle.

I am kidding about this part, obviously. But has anyone ever noticed how author of “Twilight”, Stephenie Meyer, seem to hint pedophilia in her books? First is Edward Cullen, a 100-something year old vampire having a relationship with a 17 year old girl. And then there’s Jacob Black, a pedophile waiting to happen. Holy crap, Stephenie Meyer! What is wrong with you?! If pedophiles suck, then does that mean Edward and Jacob suck too? Twilight does, that’s for damn sure.

If you have the misfortune to encounter a pedophile, now is the time to test what you’ve learned from that self-defense class. If you don’t have Bruce Lee abilities, call the authorities or take your cue from this kick ass mom:

While there is an upside to being unemployed such as not having to wake up at an ungodly hour and dragging your lazy ass in the shower, having a lot of free time to do as you please, and no monster bosses breathing down your neck, the truth is (and it’s likely to bitch slap you on the face sooner than you hope) unemployment sucks. Let us count the ways, shall we?

• You lose touch with the world. Let’s face it, most of your acquaintances are from work and the ones that aren’t are probably the same people you’re avoiding employed or unemployed: your relatives.

• Who said all play and no work is fun? How do you think you’ll be able to afford “fun” if you’ve got no dough? Like what spelling diva, Fergie, says: “If you ain’t got no money, take your broke ass home.” And that is what you’ll be doing the rest of your unemployment days: rotting at home.

• No employee benefits such as medical insurance, paid vacation, and so on.

• Soon you won’t be able to pay your rent or whatever bills you have and you’ll end up a pathetic sight on the street begging for spare change.

Unemployment sucks, but chin up if you’re one of the unemployed. Persistence, positivity, and enthusiasm will go a long way.

How about that time you went to a grocery store to stock up on your weekly grocery supplies? You absentmindedly pull over at the pile of cereal and a cockroach crawls over on your out stretched hand, and so as a natural reflex, you jerk away in disgust only to knock a fellow shopper who looks like Keannu Reeves standing behind you, and you both live happily ever after!

Seriously, let’s get to know about these scumbags of the Earth!

The cockroach is a reddish-brown creature with a flat body, which enables it to slip between the tiniest cracks. It has long, sensitive antennae, which are constantly waving about this way and that way. The male cockroach has four fair-sized wings; the female cockroach has very small wings or, in certain cases, have no wings at all. Cockroaches are fairly good-sized, as all insects are; some species are several inches long.

The native North American cockroach species are outdoor creatures, which live under stones and rotting logs and in damp places generally. The cockroaches that have become household pests in North America have all been brought in on ships from foreign lands. Europe has sent the Americans the German cockroach; this is often called the Croton bug, because it first appeared when the Croton Dam water system was being piped into New York City. The Oriental cockroach comes from the Far East.

It matters little which species of cockroach one has in one’s house; they are equally most unpleasant! They are to be found not only in homes but in a great many other places where food is prepared or stored – in restaurants, bakeries, hospitals, ships, market places, and grocery stores. But as population grows, and pollution worsens all over the world, cockroaches can now be seen almost everywhere; along the sidewalks, churches, schools, movie houses, some public buildings, and even inside buses! They are at home near water pipes and steam pipes, underneath floorings and in walls, where the slightest crack permits them to enter. They have tremendous appetites! They thrive on almost all kinds of food; they have also been known to eat shoe polish, as well as the paste in the bindings of books!

An effective method of ridding a place of cockroaches is to dust the places where they have been found with borax, Pyrethrum or sodium fluoride. To prevent them from entering a dwelling-place, all cracks in floors, walls and around pipes should be filled in with plastic wood, putty or plaster.

In short, want to have a cockroach-free house? Keep your house clean both indoors and outdoors. That’s it. Roaches can’t stand a clean environment.

Rats and mice are among the most common members of the order Rodentia; more popularly known as rodents. They are also known as the gnawing mammals.  Other members of the rodent family include the squirrel, woodchuck, prairie dog, chipmunk and the gopher. The hardworking beaver is the largest known rodent in the North American continent. The muskrat is another fur-bearing rodent.

Rodents are doubtless the most successful group of mammals. They outnumber all other mammals combined, and are found in nearly every area of the world and in all climates. Most rodents are terrestrial or living on land, living on trees, or burrowing underground forms, but the beaver and the muskrat live a semi-aquatic existence, and the flying squirrel, with its ability to glide easily from tree to tree, is well suited for its arboreal life.

Why have rodents been successful? Most of them as small, which allows them to live in environments not suitable to larger animals. They have a rapid rate of reproduction, which enables them to occupy new areas and adapt quickly to changing conditions. Rats can live up to 18 months, but most die before they are one year old. Rats are scavengers. Smell, taste, touch and sound help lead them to their food sources. There is very little specialization in the body build in rodents. All have strong, chisel-shaped teeth. These teeth have sharp edges that become even sharper with every use, because the front edge is harder than the back edge, causing the biting surface to wear at an angle. The forelimbs of the rodents are adapted for running, climbing, and for getting their food.

In some Asian countries, some variety of rats is purposely caught to be cooked and eaten. In the Philippines, for example, field rats are a delicacy for the local residents. White mice, on the other hand are either bought as pets, or also used in laboratories to test new drugs and for other experiments worldwide.

Rats are said to be shy, intelligent, nocturnal rodents that seek food, water, shelter and safety in our homes. They have an excellent sense of taste and, get this, have a good memory! A rat can identify certain substances. including rat poison, after just a tiny taste of it! In many cases rats don’t live inside a house but visit only during their active hours at night. An adult rat can squeeze into a house through a hole on the wall, window, door, floor or ceiling as small as the size of a quarter. Because of that, eliminating these destructive creatures requires two way strategies: catching and killing them, and preventing them from entering your home.

Just how does one keep these pesky rodents out of their house?  Well, first of all, block the rat’s access to your home by either filling all cracks and holes both inside and outside of your house using metal screen or cement, or nailing a small piece of wood on these ‘openings’. You can also buy rat ready bait granules and put about a teaspoon of these on a small saucer and place each saucer at places where you usually see rats. Before doing this, make sure that, if you have a pet, put it in his cage, chain it up or keep it way beyond his reach. Children too must not be able to get hold of these saucers with rat poison. Rat tracking powder can also be by sprinkling a small amount just outside the cracks and holes both inside and outside your home. Again, make sure that your pet and children can’t reach these places. Lastly, there is the also the rat traps with food baits on them that quickly snaps on the rat once it is touched.

Rats are also known to be excellent climbers and can really jump a fair distance. Even openings that are way above the ground certainly need to be blocked. Any relatively tall plant on your home may make a perfect ladder for a rat to climb up the side of your house. Removal of shrub, ivy and tree branches is important for rodent control.

So, there you have it. Whether you like rats or not, at least now, you’ve gotten to know more of these amazing furry creatures.